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A moment for Boston

Your Guy for That Tuesday, April 16th, 2013 No Comments

moment-of-silence

All of us at Your Guy for That and Intown Focus Realty wish to extend our deepest heartfelt sympathy to the families, friends, and loved ones of the recent Boston Marathon tragedy.

There is no words, no gesture, and no thing can take the biting sting from loss; and only the honestly offered hand in wanting to help can be shown to help ease this painful path.

We ask all who wish to help in some small way, look to donate through your local Red Cross Disaster Teams, as they struggle to assist those in Boston. The link below will take you to their national donation website.

https://www.redcross.org/donate/index.jsp?donateStep=2&itemId=prod10002

Please take a moment of silence for those whose lives were lost, or changed during this horrific time.

The Boston Marathon tradition… Continue Reading A moment for Boston

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, Featured, Feed, FHA, First Time Homebuyers, Foreclosure, Fort McPherson, Freddie Mac, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Homepage, Interest Rates, Investment Real Estate, Legal Issues, Metro Atlanta, Mortgage Assistance, Mortgage Insurance, Mortgage News, News & Reports, Open House, Real Estate, Renting, Schools, Sellers, Short Sale, Small Business, Taxes, Uncategorized

Your Information for That!

Your Guy for That Friday, January 25th, 2013 No Comments

dream

Did you know…?

The Georgia Department of Community Affairs is much more than just a ‘bureau of paper pushers”… it is also a great information resource on buying a home today!

The following link will take you to the GDCA website’s link for Georgia Dream… the housing program that gets people back into a house of their own! http://www.dca.ga.gov/housing/Homeownership/programs/RUHomeBuyer.asp

 
And just what is Georgia Dream? Glad you asked!
 

The Georgia Dream Homeownership program that makes owning your own home possible in this economy!

Who qualifies?

• First-time home buyers

• Those who have not owned a home in the past three years

• Those that purchase a home in targeted areas

• have household incomes below the maximum

• ha… Continue Reading Your Information for That!

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, East Point, Featured, Feed, First Time Homebuyers, Fort McPherson, Fulton County, Hapeville, Homepage, Metro Atlanta, Mortgage Assistance, Mortgage News, News & Reports, Real Estate, Renting, Small Business, Uncategorized

Fulton County School Board: Reject the proposal to acquire homes for East Point School!

Your Guy for That Monday, November 12th, 2012 No Comments

Petition by Jenny Stone, East Point, GeorgiaPetitioning President, Fulton County School Board Friends,
Many of you have been instrumental in communicating to the Fulton County School Board your thoughts on the proposal being made to include our home, and several others, in a land acquisition in order to rebuild an elementary school in East Point. At this juncture, we cannot block the Fulton County land acquisition group from making their proposal. But, we can make strides to encourage the School Board to reject options that would include private land acquisition.  We do not have a firm date on when the proposal will be made to the Board. But, we believe it to be in the new year. As such, we need your help again to ensure that the Board has heard from people that are in objection to ho… Continue Reading Fulton County School Board: Reject the proposal to acquire homes for East Point School!

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, Featured, Feed, FHA, First Time Homebuyers, Foreclosure, Fort McPherson, Freddie Mac, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Homepage, Interest Rates, Investment Real Estate, Legal Issues, Metro Atlanta, Mortgage Assistance, Mortgage Insurance, Mortgage News, News & Reports, No New Taxes, Open House, Real Estate, Renting, Schools, Sellers, Short Sale, Small Business, Taxes, Uncategorized

How Opening a New Account Will Affect Credit Score

Your Guy for That Wednesday, October 31st, 2012 No Comments

Approximately 10% of a FICO score is based on new credit. The reason for this is that research shows that opening several credit accounts in a short period of time represents greater risk, especially for people who do not have a long established credit history. The FICO score takes into account:   

How many new accounts one has and the type of account.
How long it has been since one opened a new account.
How many recent requests for credit one has made. “Inquiries” remain on a credit report for two years, although FICO scores only consider inquiries from the last 12 months. When someone has their own credit report pulled, this does not count as inquiry nor affect the FICO score.
Length of time since creditor made inquiry.
Whether one has a good recent credit history, … Continue Reading How Opening a New Account Will Affect Credit Score

Posted in Atlanta, Atlanta Beltline, College Park, Credit Score, Feed, First Time Homebuyers, Fort McPherson, Fulton County, Hapeville, Homepage, Interest Rates, Metro Atlanta, Mortgage News, Renting, Schools, Small Business, Uncategorized

Important Information About Your Credit Score and Renting…

Your Guy for That Monday, September 24th, 2012 No Comments

Experian Now Reporting Rent Payments on Credit Reports

Experian has become the first credit bureau to begin reporting a consumer’s rent payment history on credit reports.  Doing so will help Experian identify risky potential renters, reduce bad checks, and minimize property damage.  In addition, the reporting of this information will help those with limited credit but a favorable rent payment history be able to more easily qualify for a mortgage as it will add another key account on their credit bureau. Experian is having success getting the larger property management companies to report this info and we are starting to see these accounts show up on credit reports.  There really isn’t a system in place at this time to enable smaller landlords to report rent information, but there i… Continue Reading Important Information About Your Credit Score and Renting…

Posted in Atlanta, College Park, Credit Score, East Point, Feed, Fulton County, Hapeville, Homepage, Investment Real Estate, Legal Issues, Mortgage News, News & Reports, Real Estate, Renting, Small Business, Uncategorized

Today’s Housing Market

Your Guy for That Monday, August 13th, 2012 No Comments

 

There is a lot of talk about Today’s housing market. The Mortgage Rates are at a record low right now and rent prices are on the rise to name a few. Meaning there are more people considering buying and selling a home right now.

 

 

Realtor Magazine also gives you 4 strong reasons to buy a home now.

 The price is right
It’s cheaper to buy than rent
Inventories of for-sale homes are shrinking
Mortgage rates are at record lows

4 Strong Reasons to Buy a Home Now

Investors and even people looking to move to a better home are considering buying and selling home. Walter Molony of Realtor.com reports that 

 ”Median existing single-family home prices are rising in more metropolitan areas, but a lack of inventory – notably in lower price … Continue Reading Today’s Housing Market

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, Feed, Fort McPherson, Freddie Mac, Fulton County, Hapeville, Homepage, Interest Rates, Metro Atlanta, Mortgage News, Real Estate, Renting, Sellers

FREE Home Buyer Workshop: July 21, 2012

Your Guy for That Tuesday, July 17th, 2012 3 Comments

Next FREE Workshop – July 21, 2012 @ 1:00 PM
You are invited to attend this FREE Workshop on July 21, 2012 where you’ll learn why we are experience market conditions that we’ve never experienced before and how to navigate the home buying process in this ever changing environment. Some homes are selling for pennies on the dollar while others sell for over asking price. Some homes have been on the market for a year or more while others go under contract before you even find them online. Do you know why? Join us and find out! Scroll down to register and save your seat.

Rental Rates are on the Rise
There has never been a better time to enter the real estate market, particularly with climbing rental rates. So why throw away money on rent when you can be your own landlord?

Mortgage R… Continue Reading FREE Home Buyer Workshop: July 21, 2012

Posted in Atlanta, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, Feed, FHA, First Time Homebuyers, Foreclosure, Freddie Mac, Fulton County, Hapeville, Home Inspections, Interest Rates, Legal Issues, Metro Atlanta, Mortgage Insurance, Mortgage News, News & Reports, Real Estate, Renting, Sellers, Short Sale, Taxes

Rent Price On The Rise

Your Guy for That Wednesday, July 11th, 2012 No Comments

 As if record low mortgage rates and beaten down home prices weren’t enough to get prospective home buyers off the fence, there’s another factor that has made the case for buying even stronger: rising rents.

U.S. rents rose an average of 5.4% over the 12 months ended June 30, according to real estate website Trulia. Demand from former homeowners displaced by foreclosure and potential homebuyers who failed to qualify for mortgages have helped to send rents skyward.

“With rents rising faster than prices in most markets, buying is getting even more affordable relative to renting,” said Jed Kolko, Trulia’s chief economist.

Meanwhile, asking prices on homes listed for sale inched up a mere 0.3% over the same period, according to Trulia’s data. And while that’s the fourth increase … Continue Reading Rent Price On The Rise

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, East Point, Feed, First Time Homebuyers, Fort McPherson, Fulton County, Hapeville, Homepage, Metro Atlanta, Mortgage News, News & Reports, Real Estate, Renting, Sellers

FREE Home Buyer Seminars Return to East Point

Your Guy for That Monday, February 27th, 2012 No Comments

There has never been a better time to enter the real estate market, particularly with climbing rental rates. So why throw away money on rent when you can be your own landlord?

Mortgage rates are near historic lows. Great homes haven’t been this affordable since 1997, and the  market is full of highly motivated sellers. Fairfield Mortgage will be on-site to answer financing questions and to offer pre-qualification.

So you’re interested but don’t know where to start? East Point is offering a free seminar for potential first time home buyers and you are invited to join us at any one of the following seminar dates:
2012 Seminar Dates:
March 17th
May 19th
July 21st
September 22nd
All Seminars will be in the Blue Room at Jefferson Park Recreation Center and start promp… Continue Reading FREE Home Buyer Seminars Return to East Point

Posted in Atlanta, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, FHA, First Time Homebuyers, Foreclosure, Freddie Mac, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Interest Rates, Investment Real Estate, Keller Williams, Metro Atlanta, Mortgage Insurance, Mortgage News, News & Reports, Open House, Real Estate, Renting, Taxes

Welcome New Jefferson Park Homeowners!

Your Guy for That Wednesday, February 22nd, 2012 No Comments

Congratulations to new homeowners Ted & Alana! Yesterday they closed on their first home on Spencer Avenue in Jefferson Park. They’ve been renting in the neighborhood for a number of years and took advantage of amazing market conditions to secure a home of their own.
The market continues to heat up. At the same time Your Guy for That, Dustin Drabot was sitting down at the closing table with this amazing couple he was receiving multiple offers on a home in the Marian Park community, just down the street in East Point.
Metro Atlanta is still seeing near record low levels of inventory with many agents indicating that buyers are starting to get off the fence and are ready to make a move. Whether you’ve been considering selling or buying, now is a great time to speak with a REALTOR and fi… Continue Reading Welcome New Jefferson Park Homeowners!

Posted in Buyer Tools, East Point, Feed, First Time Homebuyers, Real Estate, Renting, Sellers
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