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A moment for Boston

Your Guy for That Tuesday, April 16th, 2013 No Comments

moment-of-silence

All of us at Your Guy for That and Intown Focus Realty wish to extend our deepest heartfelt sympathy to the families, friends, and loved ones of the recent Boston Marathon tragedy.

There is no words, no gesture, and no thing can take the biting sting from loss; and only the honestly offered hand in wanting to help can be shown to help ease this painful path.

We ask all who wish to help in some small way, look to donate through your local Red Cross Disaster Teams, as they struggle to assist those in Boston. The link below will take you to their national donation website.

https://www.redcross.org/donate/index.jsp?donateStep=2&itemId=prod10002

Please take a moment of silence for those whose lives were lost, or changed during this horrific time.

The Boston Marathon tradition… Continue Reading A moment for Boston

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, Featured, Feed, FHA, First Time Homebuyers, Foreclosure, Fort McPherson, Freddie Mac, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Homepage, Interest Rates, Investment Real Estate, Legal Issues, Metro Atlanta, Mortgage Assistance, Mortgage Insurance, Mortgage News, News & Reports, Open House, Real Estate, Renting, Schools, Sellers, Short Sale, Small Business, Taxes, Uncategorized

Should you buy a fixer-upper?

Your Guy for That Thursday, March 14th, 2013 No Comments

 A battle-tested renovator offers some hard-won advice on choosing a suitable
house and knowing whether you’re really up to the task.

Fixer-upper (noun). A home you purchase at a reasonable price, but one that requires an unreasonable amount of money in repairs and renovations.

OK, so I made up that definition, and it’s not always true. Buying fixer-uppers can get you more house than you would normally be able to afford at a reasonable price. They can be pleasantly inexpensive. But they can also be money pits, masquerading behind a façade of charming woodwork and arched doorways.

As tempting as the purchase price can be for houses that need a little TLC, you must assess whether a fixer-upper is right for you. To do that, you need an appraisal. And I’m not just t… Continue Reading Should you buy a fixer-upper?

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, East Point, Feed, First Time Homebuyers, Foreclosure, Fort McPherson, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Homepage, Investment Real Estate, Metro Atlanta, Real Estate, Uncategorized

7 smart ways to tweak your online home search

Your Guy for That Thursday, February 21st, 2013 No Comments

Buying Advice: If you’re like most buyers, you start your house hunt on the Internet. Here’s how to pare down those options and find the homes that are right for you.

© Rex Features

Scouring real-estate search engines is a little bit like online dating. An overwhelming number of homes are available, but probably only a few are right for you.

To cut down on your time in front of the computer and to boost your knowledge about the market, we’ve gathered some tips for searching for homes online, as well as some advice on vetting the neighborhoods you have your eye on.

In this edition of Buying Advice, we’ll also check in with the latest housing stats and find out where the biggest foreclosure bargains can be found. (Hint: Think East Coast.)

Use the searc… Continue Reading 7 smart ways to tweak your online home search

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, East Point, Feed, First Time Homebuyers, Foreclosure, Fort McPherson, Fulton County, Hapeville, Homepage, Interest Rates, Investment Real Estate, Metro Atlanta, Mortgage Assistance, Mortgage News, News & Reports, Real Estate, Sellers, Short Sale, Small Business, Taxes, Uncategorized

How to get a mortgage without a credit score

Your Guy for That Tuesday, February 19th, 2013 No Comments

mortgage-rates37

Here are the alternative routes to approval.
By Michele Lerner of HSH.com

© OJO Images/Getty Images

For many homebuyers, establishing credit came naturally once they began working, applied for a credit card, took out a car loan or paid back student loans. But what about potential homebuyers who don’t have a credit score, either because they are averse to credit cards or have yet to build up a substantive credit history? Can they still apply for a mortgage?

The answer is yes, but “it’s exceedingly difficult to obtain a mortgage without a credit score,” says Tim Ross, president and CEO of a mortgage company, in Royal Oak, Mich. “Lenders use automated underwriting systems that base a loan decision on certain criteria, including a credit score. But there are s… Continue Reading How to get a mortgage without a credit score

Posted in Atlanta, Buyer Tools, College Park, Credit Score, East Point, Featured, Feed, First Time Homebuyers, Foreclosure, Fulton County, Hapeville, Homepage, Metro Atlanta, Mortgage Assistance, Mortgage News, Real Estate, Short Sale

Housing Recovery Revs Up As Home Resales Rise

Your Guy for That Wednesday, December 5th, 2012 No Comments

 

NBC News staff and wire reports

U.S. home resales unexpectedly rose in October, a sign that slow improvements in  the country’s labor market are helping the housing sector recovery gain  traction.

That, in turn, is feeding hopes among construction companies, whose sentiment rose for a seventh straight month in November to its highest level in six years.

The National Association of Realtors said on Monday that  existing home sales climbed 2.1 percent last month to a seasonally adjusted  annual rate of 4.79 million units.

That was above the median forecast of  a 4.75 million-unit rate in a Reuters poll.

NAR economist Lawrence Yun  said superstorm Sandy, which slammed in the U.S. East Coast on Oct. 29, had only  a slight impact on home resales. The only reg… Continue Reading Housing Recovery Revs Up As Home Resales Rise

Posted in Atlanta, Atlanta Beltline, College Park, East Point, Fannie Mae, Feed, FHA, First Time Homebuyers, Foreclosure, Fort McPherson, Freddie Mac, Fulton County, Hapeville, Homepage, Interest Rates, Investment Real Estate, Metro Atlanta, Mortgage News, News & Reports, Real Estate, Schools, Sellers, Short Sale, Small Business, Uncategorized

Fulton County School Board: Reject the proposal to acquire homes for East Point School!

Your Guy for That Monday, November 12th, 2012 No Comments

Petition by Jenny Stone, East Point, GeorgiaPetitioning President, Fulton County School Board Friends,
Many of you have been instrumental in communicating to the Fulton County School Board your thoughts on the proposal being made to include our home, and several others, in a land acquisition in order to rebuild an elementary school in East Point. At this juncture, we cannot block the Fulton County land acquisition group from making their proposal. But, we can make strides to encourage the School Board to reject options that would include private land acquisition.  We do not have a firm date on when the proposal will be made to the Board. But, we believe it to be in the new year. As such, we need your help again to ensure that the Board has heard from people that are in objection to ho… Continue Reading Fulton County School Board: Reject the proposal to acquire homes for East Point School!

Posted in Atlanta, Atlanta Beltline, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, Featured, Feed, FHA, First Time Homebuyers, Foreclosure, Fort McPherson, Freddie Mac, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Homepage, Interest Rates, Investment Real Estate, Legal Issues, Metro Atlanta, Mortgage Assistance, Mortgage Insurance, Mortgage News, News & Reports, No New Taxes, Open House, Real Estate, Renting, Schools, Sellers, Short Sale, Small Business, Taxes, Uncategorized

FREE Home Buyer Workshop: July 21, 2012

Your Guy for That Tuesday, July 17th, 2012 3 Comments

Next FREE Workshop – July 21, 2012 @ 1:00 PM
You are invited to attend this FREE Workshop on July 21, 2012 where you’ll learn why we are experience market conditions that we’ve never experienced before and how to navigate the home buying process in this ever changing environment. Some homes are selling for pennies on the dollar while others sell for over asking price. Some homes have been on the market for a year or more while others go under contract before you even find them online. Do you know why? Join us and find out! Scroll down to register and save your seat.

Rental Rates are on the Rise
There has never been a better time to enter the real estate market, particularly with climbing rental rates. So why throw away money on rent when you can be your own landlord?

Mortgage R… Continue Reading FREE Home Buyer Workshop: July 21, 2012

Posted in Atlanta, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, Feed, FHA, First Time Homebuyers, Foreclosure, Freddie Mac, Fulton County, Hapeville, Home Inspections, Interest Rates, Legal Issues, Metro Atlanta, Mortgage Insurance, Mortgage News, News & Reports, Real Estate, Renting, Sellers, Short Sale, Taxes

Short Sales May Be Getting Shorter

Your Guy for That Monday, June 11th, 2012 No Comments

Short Sale May Be Getting Shorter

Short sales have been anything but!  Most take several months, but that will soon change.  There have been recent proposals that this summer Fannie Mae and Freddie Mac will implement new guidelines that require servicers to respond to short sale offers in 30 days or within 60 days if multiple stakeholders, like mortgage insurers, are involved.  The new rules would streamline the short sale process, which is stressful for sellers and frustrating for potential buyers who have to endure months of waiting to find out if their offers will be accepted.

Short sales have overtaken foreclosure sales in recent months, according to Lender Processing Services Inc. (LPS).  This is a flip-flop from a year ago.  The main reason for the transition is that m… Continue Reading Short Sales May Be Getting Shorter

Posted in Atlanta, College Park, East Point, Fannie Mae, Foreclosure, Fort McPherson, Freddie Mac, Sellers, Short Sale

Investment and Vacation Home Sales Surge in 2011

Your Guy for That Thursday, April 5th, 2012 No Comments

WASHINGTON (March 29, 2012) – Sales of investment and vacation homes* jumped in 2011, with the combined market share rising to the highest level since 2005, according to the National Association of Realtors®.
NAR’s 2012 Investment and Vacation Home Buyers Survey, covering existing- and new-home transactions in 2011, shows investment-home sales surged an extraordinary 64.5 percent to 1.23 million last year from 749,000 in 2010. Vacation-home sales rose 7.0 percent to 502,000 in 2011 from 469,000 in 2010. Owner-occupied purchases fell 15.5 percent to 2.78 million.
Vacation-home sales accounted for 11 percent of all transactions last year, up from 10 percent in 2010, while the portion of investment sales jumped to 27 percent in 2011 from 17 percent in 2010.
NAR Chief Economist Lawr… Continue Reading Investment and Vacation Home Sales Surge in 2011

Posted in Buyer Tools, Feed, Foreclosure, Investment Real Estate, Real Estate

FREE Home Buyer Seminars Return to East Point

Your Guy for That Monday, February 27th, 2012 No Comments

There has never been a better time to enter the real estate market, particularly with climbing rental rates. So why throw away money on rent when you can be your own landlord?

Mortgage rates are near historic lows. Great homes haven’t been this affordable since 1997, and the  market is full of highly motivated sellers. Fairfield Mortgage will be on-site to answer financing questions and to offer pre-qualification.

So you’re interested but don’t know where to start? East Point is offering a free seminar for potential first time home buyers and you are invited to join us at any one of the following seminar dates:
2012 Seminar Dates:
March 17th
May 19th
July 21st
September 22nd
All Seminars will be in the Blue Room at Jefferson Park Recreation Center and start promp… Continue Reading FREE Home Buyer Seminars Return to East Point

Posted in Atlanta, Buyer Tools, College Park, Credit Score, East Point, Fannie Mae, FHA, First Time Homebuyers, Foreclosure, Freddie Mac, Fulton County, Green Homes, Hapeville, Home Inspections, Home Maintenance, Interest Rates, Investment Real Estate, Keller Williams, Metro Atlanta, Mortgage Insurance, Mortgage News, News & Reports, Open House, Real Estate, Renting, Taxes
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